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What To Do When Your Car Has Been Written Off

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What To Do When Your Car Has Been Written OffWhen your car has been in an accident, whether it was your fault or someone else’s, it’s never going to be good for you. You’re now without a car, and you may still have to continue paying for it if it’s something you leased. Here’s what to do when your car has been written off.

Get In Touch With Your Insurers

First things first, you need to declare that it’s been written off and then you want to contact your insurers to see how they can help you. Again, it’ll all depend on whether you have been in the wrong or if it might have been someone else’s fault. Either way, talk to your insurers to see how much money you could get and whether you’ve been injured in the process. Whether it was a truck accident or it involved multiple vehicles, you should always seek compensation if you’ve been injured as a result.

See If You Can Sell It

Selling your car isn’t impossible if it’s been written off. If you own it, then there’s a possibility that someone will want to buy your car, whether that’s to sell it on for scraps or to try and salvage something from the wreckage. Written off cars aren’t always impossible to fix, it’s just many of us don’t have the skills, time or money to put into fixing what’s broken. So if you’re able to get a bit of money from it, you might as well take advantage of it where you can.

Figure Out Your Budget

As far as a big investment is concerned, our car needs to be a secure bit of kit (especially when we have kids) but we also need to make sure that what we buy is a worthwhile and cost-effective purchase. While there are numerous options for each and every one of us when buying a car, when we are looking at the right vehicle, especially if this is our first one, how can we know if we're buying a car that's not a complete deathtrap? The Issue With Cheap Cars We naturally go for the cheaper cars because it's easier on our bank balance. But with cheap cars, there are considerable issues as to the history of the vehicle. It's important that we burrow deep into every aspect, especially if it was involved in an accident. A lot of people shouldn't really care if a car has been in an accident or not just as long as the car’s been fixed in the interim. But, we can be pretty skeptical of cars that have been in an accident. One main example is that the repair quality may not be up to our standard. Ultimately, something like an airbag could not be reinstalled, and we wouldn't be any wiser. Airbags are very costly and are a key component of any car. And you don't want to have to go down the legal route to get a car injury lawyer because you bought a car that was a risk to you and others on the road. The Resale Value Purchasing a car that is second-hand, or even third-hand is going to be cheap, but the resale value is a key consideration. If you bought a car that was in an accident and you intend to sell it on in the future, the person that buys it from you will have the same concerns. And while you are paying less upfront for your vehicle, is it going to cost you much more in visits to the mechanic over the years? This is such a difficult thing for people who are looking to save money. Ultimately, with something like a hybrid vehicle, which is a considerable cost, we don't have the money to buy something outright, but with a hybrid vehicle, the maintenance costs are much less. It's something that we've all got to contend with right now and as buying a higher quality car, even the latest models, require sufficient credit checks, while you can sidestep this to an extent by purchasing an ex-demonstration model, every car is going to depreciate in value, no matter how much or little you paid for it. While every car is subject to stringent testing when it's fresh off the factory line, and we can examine the history of any specific vehicle, it's a very difficult component to examine when we know very little about cars. Cosmetically, if a car has been in an accident before, should we have any major concerns? We should, but this is a lot to do with trust, but also being vigilant as a buyer.As far as a big investment is concerned, our car needs to be a secure bit of kit (especially when we have kids) but we also need to make sure that what we buy is a worthwhile and cost-effective purchase. While there are numerous options for each and every one of us when buying a car, when we are looking at the right vehicle, especially if this is our first one, how can we know if we're buying a car that's not a complete deathtrap? The Issue With Cheap Cars We naturally go for the cheaper cars because it's easier on our bank balance. But with cheap cars, there are considerable issues as to the history of the vehicle. It's important that we burrow deep into every aspect, especially if it was involved in an accident. A lot of people shouldn't really care if a car has been in an accident or not just as long as the car’s been fixed in the interim. But, we can be pretty skeptical of cars that have been in an accident. One main example is that the repair quality may not be up to our standard. Ultimately, something like an airbag could not be reinstalled, and we wouldn't be any wiser. Airbags are very costly and are a key component of any car. And you don't want to have to go down the legal route to get a car injury lawyer because you bought a car that was a risk to you and others on the road. The Resale Value Purchasing a car that is second-hand, or even third-hand is going to be cheap, but the resale value is a key consideration. If you bought a car that was in an accident and you intend to sell it on in the future, the person that buys it from you will have the same concerns. And while you are paying less upfront for your vehicle, is it going to cost you much more in visits to the mechanic over the years? This is such a difficult thing for people who are looking to save money. Ultimately, with something like a hybrid vehicle, which is a considerable cost, we don't have the money to buy something outright, but with a hybrid vehicle, the maintenance costs are much less. It's something that we've all got to contend with right now and as buying a higher quality car, even the latest models, require sufficient credit checks, while you can sidestep this to an extent by purchasing an ex-demonstration model, every car is going to depreciate in value, no matter how much or little you paid for it. While every car is subject to stringent testing when it's fresh off the factory line, and we can examine the history of any specific vehicle, it's a very difficult component to examine when we know very little about cars. Cosmetically, if a car has been in an accident before, should we have any major concerns? We should, but this is a lot to do with trust, but also being vigilant as a buyer.Next, you want to work out the budget you have for your next vehicle. If you’ve leased your car, then you may need to figure out how to complete payment or try to get insurers to help pay for it. Try not to be too adventurous with your budget because it might not be something you want to go spending lots of money on. Figuring out your budget is going to be difficult when you may need to balance a few things out. There are always going to be possibilities to save money here, and there and if needed, you could always get a loan.

Find A Temporary Fix

A temporary fix is going to be needed in order for you to continue getting around and doing everything you usually do. When you rely on a car so much, this isn’t something you can just be without. So try to find a temporary fix, and get a run around car, even if it’s a hire one for the time being. Look into the options that are available and don’t be too quick to run into getting something that’s too expensive, and that isn’t exactly what you need in this current moment.

Getting into a car accident or having your car written off is not a great experience whatsoever, so don’t rush into the buying or leasing process again until you’ve recovered from the shock. Figure out a budget and find a temporary option.

The Saving Gal
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